May Special Offers on Loans and Credit Cards

best loans UAE

Find some of the best deals this May, across Home Loans, Personal Loans and Credit Cards. With the lowest interest/profit rates, limited period offers and discounted fees, these deals offer great benefits & savings.

The Best Credit Card Deals:

ADIB Etisalat Visa Platinum Credit Card – You can get 70,000 Sign-up bonus Etisalat Reward points which is equivalent to 38 hours of local talk-time with this card. With every AED 100 spent you get 13 minutes worth of local talk time too. You also stand the chance to win 5 Million Etisalat Reward points in a monthly draw.

CBI Low Rate Visa Platinum Card – This credit card by CBI offers a low interest rate of 1.5% p.m., an option to transfer cash to CBI accounts at 1.5% p.m. with tenures of up to 36 months at a processing fee of 1% and a limited period discount of up to AED 500 when you book a flight through Cleartrip (valid till September 30, 2015).

Citibank PremierMiles Signature Credit Card – Citibank’s most popular Travel Rewards Card is loaded with benefits and is Free for first year.

  • Free Card- Get annual fee waiver of AED 750 If you apply before May 31, 2015
  • Earn an attractive 54 Citi Miles on all international & 40 Citi Miles on all local spend.
  • Use these Citi Miles to pay for flights from any airlines, book hotels & car rentals etc.
  • Enjoy premium lifestyle privileges like unlimited free airport lounge access; complimentary golf once a month, concierge service and much more.

The Best Home Loan Deals:

Emirates NBD Home Loans -

Besides offering low rates, Emirates NBD also offers you the option of financing up to 3% of the property purchase related fees and charges and has capped the Processing Fee at AED 5,000 for loan amounts up to AED 2 Million. Rates start at 2.99% (fixed for 1 year), 3.33% (fixed for 2 years), 3.75% (fixed for 3 years) & 3.99% (fixed for 4 years) and are variable thereafter.

UAB Home Finance – UAB promises to give you ‘the best home loan deal in the UAE’ by offering a Free Infinite credit card, up to 100,000 UAB Reward points (for salary transfer customers) and Zero processing fee on home loan balance transfer. This promotion is on till May 31, 2015 and here are the rates that UAB is offering currently:

  • Step-up rates fixed for 3 years - 3.29% for 1st year, 3.79% for 2nd year & 4.29% for 3rd year
  • Fixed rate options - 3.99% for 1 year, or 4.49% fixed for 2 years, or 4.99% fixed for 3 years

ADIB Home Finance – ADIB is offering some of the best rates for home finance, starting at 2.99% p.a. (fixed for two years). It is also charging only 0.5% Processing Fee for the variable rate option and Zero Processing Fee for the fixed rate option.

The Best Personal Loan Deals:

Low rate Loans starting at 4.99% p.a.  Citibank is offering personal loans of up to AED 500,000 at rates that are amongst the most competitive in the market (4.99% p.a.). Minimum salary requirement is also low at only AED 8,000 per month.

Ajman Bank Personal Finance – Ajman Bank’s personal loan rate is the lowest in the UAE at 3.99% p.a. You can also get a pre-approved Credit Card with lifestyle benefits and 5,000 Bonus "Power" points.

Loans for Individuals working with an Unlisted Companies. Now you can get a Non- Salary Transfer Personal Loans of up to AED 175,000 with fast approvals and at rates starting at 17.99% p.a. Minimum monthly salary requirement is only AED 5,000. Click here to read more and apply.